Terms of Use

Mar 20, 2025

Ternwheel Inc. Terms of Use

Effective Date: March 20, 2025


1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the Ternwheel platform and services ("Services"). By using our Services, you agree to comply with these Terms. If you do not agree, do not use our Services.


2. Use of the Services

You agree to use the Services only for lawful purposes and in compliance with these Terms and applicable laws. You must be at least 18 years old to use our Services.

We reserve the right to suspend or terminate access to our Services if we determine you have violated these Terms.


3. User Accounts

To access certain features, you must create an account and provide accurate information. You are responsible for maintaining the confidentiality of your login credentials.


4. Payments and Subscription Plans

Ternwheel offers subscription-based plans with recurring billing. You authorize us to charge your payment method according to the selected plan. You may cancel at any time, but fees paid are non-refundable.


5. Third-Party Services and Plaid Integration

Ternwheel integrates with third-party services, including Plaid Inc. ("Plaid"), to facilitate financial transactions. By using Ternwheel's financial features, you acknowledge and agree to:

  • The collection and transmission of your financial data by Plaid.

  • Plaid’s terms governing your financial data, available at Plaid’s Terms of Use.

Ternwheel is not responsible for any actions taken by Plaid or other third-party services.


6. Intellectual Property

All content on the Ternwheel platform, including logos, software, and materials, is owned by Ternwheel or its licensors. You may not copy, modify, or distribute any content without our permission.


7. Limitation of Liability

To the fullest extent permitted by law, Ternwheel is not liable for any indirect, incidental, or consequential damages arising from your use of our Services. Our liability is limited to the amount you paid for your subscription in the preceding 12 months.


8. Indemnification

You agree to indemnify and hold Ternwheel harmless from any claims, damages, or losses arising from your use of the Services or violation of these Terms.


9. Changes to These Terms

We may update these Terms periodically. Continued use of the Services after changes means you accept the revised Terms.


10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.


11. Contact Information

For any questions regarding these Terms, contact us at:

Ternwheel, Inc.
 166 Geary Street, San Francisco, CA 94103
 Email: support@ternwheel.com