Privacy Policy

Mar 20, 2025

Ternwheel Inc. Privacy Policy

Effective Date: March 20, 2025

1. Introduction

Ternwheel, Inc. ("Ternwheel," "we," "us," or "our") respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes how we collect, use, and share your information when you access and use our website (www.ternwheel.com) and related services (collectively, the "Services").

By using our Services, you consent to the data practices described in this Privacy Policy.

2. Information We Collect

We collect information directly from you, automatically when you use our Services, and from third parties, including:

  • Personal Information: Your name, email address, phone number, billing details, and other account information you provide.

  • Financial Information: If you use our banking or financial management tools, we may collect financial account details through our third-party provider, Plaid Inc.

  • Usage Data: Information about how you interact with our Services, including device type, browser type, IP address, and log files.

3. How We Use Your Information

We use the collected data to:

  • Provide and improve our Services.

  • Process payments and transactions.

  • Manage user accounts and customer support.

  • Conduct analytics and business insights.

  • Comply with legal and regulatory obligations.

4. Sharing Your Information

We do not sell or rent your personal information. However, we may share your information with:

  • Service Providers: Third parties that perform services on our behalf, including payment processors and analytics providers.

  • Legal Compliance: Authorities, if required by law, or in response to valid legal requests.

  • Business Transactions: In case of a merger, sale, or transfer of assets.

Use of Plaid Services

We use Plaid Inc. ("Plaid") to collect and process financial data when you link your bank accounts for payments and transactions. By using our Services, you acknowledge and agree to Plaid's collection, use, and sharing of your financial information as described in Plaid's End User Privacy Policy.

5. Data Security

We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no online system is 100% secure, and we cannot guarantee absolute security.


6. Your Choices and Rights

You may:

  • Update or delete your account information by contacting us.

  • Opt-out of marketing communications.

  • Disable cookies through your browser settings.


7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The effective date will be updated accordingly. Your continued use of our Services signifies your acceptance of any changes.


8. Contact Us

If you have any questions, contact us at:

Ternwheel, Inc.
 166 Geary Street, San Francisco, CA 94103
 Email: privacy@ternwheel.com